is a platform for investment in loans secured by real estate around the world, built on the basis of the Ethereum platform. Token HLCoin platforms will be provided with the real estate objects and will be traded at crypto exchanges. HOME LOANS platform uses complex algorithms to predict creditworthiness of all customers and in just 20 minutes a borrower can get their very first the first loan to purchase real estate in his/her life just from their smartphone.
All customers have an ability to pay less interest and have a higher credit rating, if they use our platform more often. All aggregated Big Data and Credit Histories are stored on the Blockchain. Thousands of investors have access to millions of new customers that we bring into the world economy and millions of people will have the opportunity to purchase a property anywhere in the world.
OWNERS OF THE HLCOIN TOKENS WILL RECEIVE:
PEOPLE NEED MONEY AND HOUSES - BUSINESSES AND INVESTORS NEED CUSTOMERS
HOME LOANS FOR PEOPLE
- 1.6 billion people do not have their own housing
- own system for payment loan without resorting to traditional money
BIG DATA FOR INVESTORS AND INSURAPCE COMPANIES
- huge demand from investors and insurance companies
- stable income
BENEFITS
HOME LOANS for the crypto community: Creation of a crypto-ecosystem
Our goal is to help private investors and business working on the basis of blockchain technology to significantly expand its client base by accessing our real estate lending platform and mobile marketing for business. According to our long-term strategy, HOME LOANS should become part of the cryptosystem. In the future, we are considering integration with the following hightech products.
HOME LOANS for business: attracting new and returning old customers
The business model is extremely simple. Service (mobile application HOME LOANS) leads the client to the partner (counterparty). If the client makes a purchase or uses the service then the seller returns a part of the amount in HLCoin (provided free of charge to the platform) to the customer (borrower) as Cashback, and in traditional money to the account of HOME LOANS. This motivates borrowers to come to our partners and make purchases mobile lid generator. Now business does not need to spend huge money on advertising to attract customers they will come themselves.
HOME LOANS for people: It gives people the opportunity to buy property without resorting to traditional methods like banks.
The platform has its own scoring system which analyzes borrower’s credit history and analyzes HLCoin production in the mobile application HOME LOANS. It gives better chances for the borrower whose credit history was damaged due to circumstances beyond his control.
GROWING DEMAND IN THE MARKET
Provides its own loan repayment system without resorting to traditional money.
We forecast strong demand for our international home loan platform HOME LOANS. We will create our platform using open-source-resources where applications with impersonal data will be freely available. Access to personal data only with the consent of the client for the transfer the personal data to the third parties.
HOME LOANS for local partners: global business scaling
We developed business development algorithms in new countries which are based on our work experience and extensive studies of markets and legal segments. We are going to launch an international franchise after launching the platform.
We will share with our franchisees all necessary market research, knowledge of risk management, know-how in the field of loan assessment.
What HOME LOANS will provide for franchisees:
● A reward for each new customer;
● A reward for each new counterparty;
● Deep research of the legal system and market in a particular country;
● A proven business model, financial projections, and cost estimates;
● Expertise and scenarios for customer service and debt collection;
● Various consulting services during business development.
TOKEN DETAILS
TOKEN DISTRUIBUTION STRUCTURE
ROAD MAP
TEAM
Every year our organization participates in all forums that take place within the framework of mortgage lending. Our partners are such giants as Sberbank, VTB24, Gazprom Bank, and UralSib.
To program this platform we have attracted programmers and experts on smart contracts. Also, in the process of development and launch we are planning to attract specialists of the blockchain. We will be glad to help other specialists.
CONCLUSION
The counterparty receives customers, the client receive HLCoin tokens to repay the loan, and traditional money which is returned through the loyalty system from our partners and then went to the HOME LOANS account for HLCoin purchase on the exchange & return to the ecosystem of the HOME LOANS system.
For More Information :
Website : http://home-loans.io/
ANN Thread : https://bitcointalk.org/index.php?topic=2479111.0
Whitepaper : http://home-loans.io/White_Paper_ENG.pdf
Telegram : https://t.me/HomeLoansENG
Facebook : https://web.facebook.com/HLCoin/
Twitter : https://twitter.com/HomeLoansCoin/
Profile BItcointalk : https://bitcointalk.org/index.php?action=profile;u=1116890
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